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List of Papers and maintain the shelf life

Last Updated on Monday, 29 August 2011 08:12 Written by Administrator Monday, 29 August 2011 07:36

The retention period varies according to type papers. In civil cases, the limitation of common law is 5 years, the evidence must be retained for this period during which legal action is possible. However, the retention period of certain documents may be more or less important.

Insurance

And premium receipts: Receipts, maturity notice, proof of payment, termination letter, return receipt for 2 years

Home insurance and auto: Agreement preserved until it is terminated and then two years after its termination.

Purchase invoices and repair kept for the duration of the contract

Folder "personal injury": Invoices, expertise and medical certificates held 10 years after the end of the compensation, even longer if the consequences are predictable.

Life insurance and life insurance: Opportunity for the beneficiary to assert his rights for 10 years from the date on which he had knowledge of the contract.

Ticket: 3 years from the date of conviction

Invoice (purchase, repair ...) all the time the shelf life of the vehicle

Check was cashed a year and eight days after this delay the bank have to pay more n'st

Consumer loan 2 years after the last maturity of the credit

Mortgages 2 years after the last maturity of the loan

Account statement, transfer, removal, or check presentation case stubs within 5 years of the civil

Vital (full copies and extracts) indefinite in principle valid for an unlimited time, but some agency requires a recent birth certificate

Refund of contributions to family allowances: three-year period to claim the repayment of amounts unduly paid (except for fraud or misrepresentation)

Divorce decree, adoption decree: undefined If lost, a copy will be provided by the court

Act of recognition of a child indefinitely the mayor may issue a copy.

Marriage (contract documents relating to the assets transferred or acquired during marriage by gift or bequest ) undefined In case of loss of the marriage contract, contact the notary who prepared

Family book undefined If lost, a duplicate can be obtained at the Town Hall

Testament indefinite succession

Electricity bills and gas 2 years

Water bill for a public service: 4 years

For a private provider: 2 years

Phone bill a year

Invoices related to work 10 or 30 years depending on the type of work

1 year certificate Sweeping

Certificate annual maintenance of boilers whose power is between 4 and 400 kilowatts 2 years

Title to the resale

Condominium fees and correspondence with the trustee 10 years

Minutes of meetings of condominium 10 years time for challenging decisions by the Assemblies

Lease rental period + 5 years Inventory and receipt for payment of the deposit to keep to repayment.

Inventory of furniture for apartments For the duration of the lease.

Rent receipt 5 years

Tax return and notice of income tax 3 years

Starting in the year following the tax year.

(Example: 2009 statement to keep until the end 2012)

Notice of local taxes (property tax, housing tax) a year to keep up to receive the following notice as this document can be used for different approaches.

Pay slip, employment contracts, certificates, certificates of employment center until the liquidation of retirement

Relevant documents for claim payment (salary, severance pay) 5 years

Unemployment benefits

Within 2 years to demand payment of unemployment benefits

Within 3 years to claim the sums wrongly paid

Titles payment of pension undefined They can be requested for the calculation of pension rights of reversion, if any.

Reimbursement of sickness and maternity Boxes have a period of 2 years to demand repayment of sums unduly paid (except for fraud or misrepresentation).

Mutual (card, reimbursement, ...) varies according to the minimum time required in the contract to submit a claim.

Order one year the issuance of most drugs can be done in the year following their prescription. For eyeglasses, the validity of orders is 3 years for over 16 years.

Variable per diem allowances at least until the settlement of pension rights in the event that the validation of these periods would not have been made.

Accident: reimbursements, per diem, medical certificates and examinations undefined Useful documents in case of relapse or worsening of health status

Death benefit two years from the date of death

Vaccination, blood group card, health card undefined Health Record to keep at least during the minority of the child.

Certificates, medical examinations, x-rays undefined Documents useful in case of relapse or worsening of health status

Retention periods of papers of the deceased are identical. Indeed, some of these documents can prove debts or claims sent to beneficiaries in the estate.

• Civil Code Section 2224
  
• Commercial Code: L110-1 to L110-4 : Article to read: L110-4
  
• Code of Social Security : Articles of interest: L243-6 and L332-1
  
• Consumer Code: Article L311-37
  
• Consumer Code: Article L137-2